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Escrow-free peer-to-peer lending on Solana: borrow SOL against your NFTs via a lender order book.
Community members express mild interest in Sharky's ongoing operations and protocol functionality, with some inquiries about active status and general product recommendations, though engagement levels remain low and discussions lack strong conviction either way.
@WolfCapital_ @SharkyFi @PoisedM1 Great work! It works flawlessly
@the_mhikuun @LiquidiumWTF thanks bro, someone recommended @SharkyFi too will check both out
@sanctuary3k @SharkyFi I thought yall had closed shop too
@CryptoxKulture @SharkyFi shop’s still running!
@SharkyFi AI agents will need NFT's
Sharky.fi is a peer-to-peer lending protocol on Solana that lets NFT holders borrow against their NFTs. Lenders post loan offers against specific collections and compete on an order book; a borrower takes an offer by locking one NFT from that collection as collateral.
Loans are escrow-free: the collateral NFT is frozen in the borrower's wallet rather than transferred away. If the borrower repays the principal plus interest by the due date, the NFT unfreezes automatically. If they default, the lender can foreclose and the NFT transfers to the lender's wallet. Loan terms are short, typically around one to two weeks.
The protocol launched on Solana mainnet in April 2022 and runs a dual-token model: FISHY as a utility token and SHARK as a governance token, the latter introduced roughly two years after launch.
