Float

Float is credit infrastructure for apps that sell services or subscriptions on Solana. A provider, such as an API or RPC service, keeps running its business and shares subscription and usage data; Float handles the rest of the credit lifecycle: assessment, funding, repayment and reputation. The provider gets paid as normal, and its customers get to pay over time.

It offers two products on one shared assessment, consent and reputation system. Credit lines give a customer ongoing credit for their use of a service, repaid automatically in USDC through an SPL token delegation the customer controls. Invoice financing has Float pay the provider's invoice while the customer repays Float over time. Eligibility works in two layers: a single API call estimates how many of a provider's customers are likely eligible and why, and a deeper assessment runs when a customer opts in by connecting a wallet and signing the terms. Providers can make Float's baseline stricter, never looser.

Float separates partner-reported data, which only feeds assessment, from Float-verified data: repayments its chain observer sees on-chain. Only verified repayments build a customer's portable credit reputation, which leaves out amounts, providers and invoices and is read only with the customer's consent. Customer data stays isolated per provider and pseudonymous. Float is pre-launch: it runs in staging with on-chain observation on devnet, access is limited to a small group of early partners, and its funding model will be published before launch. Float is part of Superteam Malaysia.