Accrium

Accrium is an on-chain credit layer for robotics supply chains. It finances the working-capital gap that robotics businesses face between receiving an order, paying their suppliers and finally collecting payment from the buyer, a gap traditional lenders are often slow or unwilling to fill.

Accrium offers three kinds of financing: purchase order financing, to buy components and secure manufacturing capacity against a verified customer order; supplier financing, to pay approved suppliers on time while preserving working capital; and invoice financing, to turn eligible unpaid invoices into cash instead of waiting out long payment terms. Every facility is built around a real commercial transaction: Accrium verifies the company, buyer, order and suppliers, structures the funding and repayment terms, releases capital to suppliers or production costs against agreed milestones, and settles as the buyer pays. It works with established businesses across the robotics value chain, including component suppliers, manufacturers, OEMs, systems integrators and robots-as-a-service providers, rather than research-stage projects.

On the other side, capital partners can earn yield by financing these verified robotics invoices, orders and equipment-backed transactions, with AI-assisted underwriting, a defined use of funds, structured protections and on-chain visibility from deployment through repayment. The goal is to open up a new, real-economy asset class: exposure to the growth of the robotics industry.

Accrium evolved out of Ribh Finance and was co-founded by Nnaemeka "Emeka" Nwosu, who previously worked in banking and on Scalex and Ribh Finance, and Elvis Aganoke, whose background is in robotics and software engineering. Emeka is a member of Superteam Thailand and is based in Bangkok.